REALTOR TOOL
A payment sheet for any listing.
The question every open-house visitor actually has is “what would this cost me per month?” Enter the list price and ZIP, and hand them the answer — monthly payment and cash down across FHA and conventional scenarios, with county tax and insurance built in. One page, branded, ready to print. Open to any Texas agent.
Sets county tax + insurance estimates (Harris).
$400,000 at 6%, 30-year fixed
$733/mo tax (Harris) · $167/mo insurance (est.)
| Financing | Down payment | P&I / mo | MI / mo | Total / mo |
|---|---|---|---|---|
| FHA · 3.5% down | $14,000 | $2,355 | $180 | $3,435 |
| Conventional · 5% down | $20,000 | $2,278 | $158 | $3,337 |
| Conventional · 10% down | $40,000 | $2,158 | $150 | $3,208 |
| Conventional · 20% down | $80,000 | $1,919 | — | $2,819 |
Estimates for illustration only — not an advertisement of specific credit terms, a rate quote, or a commitment to lend. The interest rate above is an assumption you enter; actual rate, APR, and payment depend on credit, loan-to-value, program, and market pricing. Tax rates are representative county snapshots — actual rate varies by exact taxing district (ISD, MUD, PID). Insurance is a typical range; actual quote varies by carrier, construction, and flood zone. Closewiser — NMLS #1660690. Loan Officer Liam Yang — NMLS #1709271. Equal Housing Lender.