Terms of Use

Acceptance

By accessing or using closewiser.com, you agree to these Terms of Use. If you do not agree, please do not use the site.

Use of this site

This site is provided for informational purposes only. You may use it to learn about mortgage programs and services offered by Closewiser, and to submit pre-qualification inquiries. You may not scrape, copy, redistribute, or use site content for commercial purposes without written permission.

Disclaimers

Nothing on this site constitutes a loan commitment, rate lock, or guarantee of financing. Mortgage rates and program availability change daily and are subject to credit approval, property appraisal, and lender underwriting guidelines. All scenarios are illustrative only.

Intellectual property

All content on this site — including text, design, and code — is the property of Closewiser or its licensors and is protected by applicable copyright law.

Limitation of liability

To the fullest extent permitted by law, Closewiser shall not be liable for any indirect, incidental, or consequential damages arising from your use of this site or reliance on any information provided herein.

Governing law

These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-law provisions.

Contact

Questions about these Terms: lyang@nexamortgage.com