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Closewiser

LEGAL

Licensing & Disclosures

Last updated: May 2026

Brokerage and licensing

Closewiser is a brand operated by NEXA Mortgage LLC (Corporate NMLS #1660690). All residential mortgage loan origination services are performed under the license of NEXA Mortgage LLC.

Loan Officer: Liam Yang, NMLS #1709271; Texas Mortgage Loan Originator License #1709271.

Verify any mortgage license at NMLS Consumer Access. Closewiser originates residential mortgage loans for properties located in the State of Texas only.

Texas Department of Savings and Mortgage Lending — Consumer Complaint Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

Texas Recovery Fund Notice

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Equal Housing Opportunity

NEXA Mortgage LLCis an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to contract), familial status, disability, sexual orientation, or because all or part of the applicant’s income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

Not a commitment to lend

Information on this site, including rates, payment estimates, calculator outputs, and pre-qualification letters, is provided for informational and educational purposes only. It is not an offer or commitment to lend. All loans are subject to credit approval, underwriting review, property appraisal, and acceptable title. Rates, terms, and program availability are subject to change without notice.

States licensed

Liam Yang is currently licensed and authorized to originate residential mortgage loans only for properties located in the State of Texas (TX). NEXA Mortgage LLC holds licenses in additional states; Closewiser does not solicit outside of Texas.

Communications consent

By submitting a pre-qualification request, contact form, or rate alert signup, you authorize Closewiser, NEXA Mortgage LLC, and our processors to contact you at the phone number, email address, or other contact information you provide, including by autodialed or pre-recorded calls and by SMS or text message, at any time. Message and data rates may apply. Your consent is not a condition of any purchase or service. You may opt out at any time by replying “STOP” to a text message or by emailing lyang@nexamortgage.com.

Verify our license

Liam Yang on NMLS Consumer Access →
NEXA Mortgage LLC on NMLS Consumer Access →

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