TOOLS
Mortgage tools for Texas buyers and realtors.
Choose the question you need to answer. Calculate costs, compare options, or prepare a document to review with your client.
FOR BORROWERS
Plan your purchase.
Explore estimated costs before requesting a personal review.
Permanent Buydown ROI
Compare the upfront cost of a lower rate with payment savings, break-even timing, and net benefit before selling or refinancing.
Compare two ratesMortgage Calculator
Estimate payments, taxes, insurance, and mortgage insurance. Save or share the assumptions behind your calculation.
Open the calculatorExplore Your Scenario
Explore estimated payments and cash needed before sharing contact details. Send your scenario for a personal review when you are ready.
Explore your scenarioFOR REALTORS
Move deals forward.
Estimate payments, compare concessions, or prepare a document. Each tool explains the information needed and how the result is delivered.
Pre-Qual Express
Send your buyer a self-serve link, refer them directly, or request an updated pre-approval letter for an existing client.
Open Pre-Qual ExpressOffer Letter Generator
Upload a TREC contract to prepare an offer cover letter. Review the extracted details before sharing.
Open the offer generatorProperty Brief
See an illustrative report preview, then request value estimates, comparables, and market context for up to three addresses. Delivered by email.
Request compsListing Payment Sheet
Enter a price and ZIP to compare estimated payments and down payments in a shareable PDF.
Build a payment sheetInspection Summary
Upload an inspection report to review flagged repairs, estimated costs, and draft negotiation notes.
Open the summarizerSeller Net Sheet
Estimate seller proceeds after payoff, commissions, taxes, and closing costs.
Build a net sheetSeller Credit Optimizer
Compare a price reduction, closing-cost credit, and temporary buydown side by side.
Compare the structures