SERVICE AREA · TEXAS
Mortgage Broker in Katy, Texas
Katy is one of the fastest-growing communities in Greater Houston, drawn in large part by Katy ISD's reputation. We originate every major loan program for Katy buyers — first-time purchases, move-ups in Cinco Ranch and Cane Island, and refinances — with same-day pre-approvals and bilingual English/Korean service.
KATY MARKET
The Greater Katy area spans Fort Bend, Harris, and Waller counties, with master-planned communities (Cinco Ranch, Falcon Point, Cane Island, Cross Creek Ranch) at varied price tiers and HOA structures.
PROGRAMS WE ORIGINATE
Katy weighs toward Conventional and FHA for first-time buyers, with growing Jumbo activity in the higher-tier master-planned communities.
FAQ
Common questions.
- Do you do mortgages in Katy, Texas?
- Yes. Closewiser is Texas-licensed and originates loans throughout Katy, Cinco Ranch, Cross Creek Ranch, Cane Island, Fulshear, and the broader Greater Katy area. NMLS #1709271.
- What's the most common loan in Katy?
- Conventional dominates in Katy — most Greater Katy purchases sit in the conforming-loan range. FHA picks up first-time buyers, and Jumbo handles the upper end of master-planned communities like Cane Island and Cross Creek Ranch.
- Are you near Katy?
- Our office is in Houston. The entire process — pre-approval, document review, appraisal coordination, closing — runs by phone and secure document portal, with closings at any Katy-area title company.
- Do you have FHA programs for first-time Katy buyers?
- Yes. FHA is one of our most-used programs for first-time Katy buyers — 3.5% down with 580+ credit. We also pair FHA with Texas DPA programs to reduce out-of-pocket cash at closing.
- Do you offer Korean-language service in Katy?
- Yes. Katy's Korean-American community has grown alongside the city itself, and the entire pre-qualification through closing can be handled in Korean.
Ready to start in Katy?
Three minutes, no credit pull. We respond within one business day.