Mortgage Broker in Katy, Texas
Katy is one of the fastest-growing communities in Greater Houston, drawn in large part by Katy ISD's reputation. We originate every major loan program for Katy buyers — first-time purchases, move-ups in Cinco Ranch and Cane Island, and refinances — with same-day pre-approvals and bilingual English/Korean service.
Prefer to talk? Call us: (713) 884-6329
Katy market
The Greater Katy area spans Fort Bend, Harris, and Waller counties, with master-planned communities (Cinco Ranch, Falcon Point, Cane Island, Cross Creek Ranch) at varied price tiers and HOA structures.
Programs we originate
Katy weighs toward Conventional and FHA for first-time buyers, with growing Jumbo activity in the higher-tier master-planned communities.
FAQ
Common questions.
Do you do mortgages in Katy, Texas?
Closewiser is a brand of NEXA Mortgage LLC, a Texas-licensed mortgage brokerage, company NMLS #1660690. Our mortgage services are offered through that brokerage. We serve borrowers throughout Katy, Cinco Ranch, Cross Creek Ranch, Cane Island, Fulshear, and the broader Greater Katy area.
What's the most common loan in Katy?
Conventional dominates in Katy — most Greater Katy purchases sit in the conforming-loan range. FHA picks up first-time buyers, and Jumbo handles the upper end of master-planned communities like Cane Island and Cross Creek Ranch.
Are you near Katy?
Our office is in Houston. The entire process — pre-approval, document review, appraisal coordination, closing — runs by phone and secure document portal, with closings at any Katy-area title company.
Do you have FHA programs for first-time Katy buyers?
Yes. FHA is one of our most-used programs for first-time Katy buyers — 3.5% down with 580+ credit. We also pair FHA with Texas DPA programs to reduce out-of-pocket cash at closing.
Do you offer Korean-language service in Katy?
Yes. Katy's Korean-American community has grown alongside the city itself, and the entire pre-qualification through closing can be handled in Korean.
Ready to start in Katy?
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