SERVICE AREA · TEXAS
Mortgage Broker in Houston, Texas
We're based in Houston and originate every major loan program for buyers across the metro — from The Heights and Memorial to Sugar Land, Katy, and Pearland. Bilingual service in English and Korean, and we shop multiple lenders for every file so the rate and terms match the deal, not whichever bank we work for.
HOUSTON MARKET
The Houston metro covers Harris, Fort Bend, Montgomery, and Brazoria counties — each with different price points, school districts, and HOA structures we navigate every week.
PROGRAMS WE ORIGINATE
In Houston we see steady demand for FHA on first-time purchases, conventional on most resales, and Non-QM (Bank Statement, DSCR, ITIN) for self-employed buyers and investors who don't fit the agency box.
FAQ
Common questions.
- Do you serve all of the Houston metro?
- Yes. We originate loans across Harris, Fort Bend, Montgomery, and Brazoria counties. Whether the property is in The Heights, Memorial, Sugar Land, Katy, The Woodlands, or Pearland, we close from the same Houston office.
- Are you licensed in Texas?
- Yes. Closewiser is a licensed mortgage brokerage and Loan Officer Liam Yang holds Texas MLO licensure. NMLS #1709271. We originate residential mortgages across the state.
- Do you offer Korean-language service?
- Yes. Closewiser is bilingual English/Korean. The full pre-qualification, document review, and closing coordination can be handled in Korean — common for the Korean-American community in Spring Branch, Spring, Cypress, and Sugar Land.
- What loan programs do you offer in Houston?
- FHA, VA, Conventional, Jumbo, DSCR (investor), ITIN, Bank Statement (self-employed), Asset Depletion, and Texas DPA programs. We shop multiple wholesale lenders to find the best pricing on each file.
- How fast can you close in Houston?
- Standard purchase loans close in about 21-25 days. Pre-approvals are returned same-day when financials are in hand. Same-day or 24-hour pre-quals are routine when your offer deadline is tight.
Ready to start in Houston?
Three minutes, no credit pull. We respond within one business day.