리얼터 도구

셀러가 가장 먼저 묻는 숫자, “얼마가 남나요?”

Texas의 title premium은 주에서 고시하는 고정 요율입니다. 그래서 이 net sheet는 어림값이 아니라, payoff와 커미션, title premium, 일할 계산한 재산세까지 반영한 정확한 계산입니다.

Sale price *

Total loan payoff(s)

Total commissions (%) *

Seller credit to buyer ($)

Texas ZIP code *

Sets the county for tax proration (Harris).

Estimated closing date *

Escrow / settlement fee ($)

Recording / deed prep / misc. ($)

Seller pays the owner's title policy (Texas custom)

Estimated seller net

$117,176

Sale price: $400,000
− Loan payoff: $250,000
− Commissions (6%): $24,000
− Owner's title policyTDI promulgated rate, effective March 1, 2026: $2,262
− Property tax proration (Jan 1 → closing)Harris County est. 2.20% — paid in arrears: $5,762
− Escrow / settlement fee (seller side): $450
− Seller credit to buyer: $0
− Recording, deed prep, courier, misc.: $350
Seller walks away with: $117,176

Estimates only. The owner's title policy premium is the TDI promulgated rate (effective March 1, 2026) — the same at every Texas title company. Tax proration is an estimate; actual rate varies by exact taxing district (ISD, MUD, PID). Payoff amounts come from the lender's payoff statement, which includes per-diem interest not shown here. HOA resale certificates, transfer fees, home warranties, and negotiated repairs are not included unless entered above. Not a commitment to lend and not a substitute for the title company's official closing statement. Closewiser — NMLS #1660690. Loan Officer Liam Yang — NMLS #1709271. Equal Housing Lender.